How to model dollar-cost averaging returns

Set contribution amount, frequency, and price path — see average cost and shares accumulated.

Dollar-cost averaging spreads purchases over time instead of timing the market. The DCA Calculator shows how recurring buys affect average share cost and total invested.

Try it — recurring contribution and price assumptions

How it works

  1. Contribution — amount invested each period.
  2. Frequency — weekly, monthly, or custom intervals.
  3. Price series — enter or simulate share prices per period.

Why DCA matters

Buying fixed dollar amounts buys more shares when prices are low and fewer when high — smoothing entry over volatility.

Cost basis

For lump-sum lots, use the Stock Average Price Calculator instead.